CaixaGuissona closed 2025 with a net profit of 19.3 million euros, 23.4% more than the previous year. The entity, which already exceeds 108,000 customers, combines that growth with a delinquency rate of 1.46%, below the average of the Spanish banking system of 2.71%.
The leap in profit also comes at a time of strong commercial and digital expansion. Approximately 99% of customer operations are managed through digital banking, while the entity opened its fifth physical office in 2025, in Manresa.
Managed assets rose to 2.275 million and business reached 2.678 million
The assets managed by CaixaGuissona reached 2.275 million euros, with an increase of 16.78%.
The global business figure, which includes managed deposits and loans, grew to 2,678 million euros, 16.62% more. The entity added 12,312 new users during the fiscal year and consolidated a base of more than 108,000 clients.
In parallel, the volume of financing granted increased by 83% and the number of operations formalized rose by 29%.
During 2025, credit granted to customers advanced 14.95% and loans granted amounted to 221 million euros.
Martí Bravo linked the 2025 data with a differential value proposition
"The 2025 data confirm the solidity of the project and its capacity to continue growing with criteria, efficiency, and a clear and differential value proposition" - Martí Bravo, general director of CaixaGuissona
CaixaGuissona closed the fiscal year with a net worth of 150 million euros and a CET1 solvency ratio of 21.54%.